Are you Addicted to Credit? – Money Is A Defense
Are you Addicted to Credit?

Credit addiction is a very real thing. I know because not only have I experienced it but now as a money/savings coach I consult with people that have it very bad. Now establishing large amounts of credit is not necessarily a bad thing if it's for good reason. Case in point. If you own a business and know that rapid expansion is a very real possibility you may need to establish ten's if not hundreds of thousands of dollars worth of credit well before the business starts to go boom. Doing so will make you ready to purchase new machinery, raw material, and/or goods needed to meet the sudden increase in demand for your product or services. Maybe you are a government contractor and you receive a big contracts that requires extra help and more employees. Waiting till the last minute to pursue credit may prove to be a killer for new business.

So to be perfectly clear I am not talking about these types of scenarios when I say "Are you addicted to credit?" What I am talking about is the person that has thirty credit cards in their possession and only makes nine dollars an hour. Or you agreed to fill out the store credit card application while checking out at the cash register of your local department store only to get ten percent off of your purchase. Credit addiction is the reason many marriages end up in divorce and friendships and business partnerships go on the skids. If not caught soon enough a person can do much damage to themselves. Their good names and their credit futures. So let's discuss where this might come from and how I cure my clients of this very emotional situation. Let's take a listen to what the Apostle Paul had to say about addictions:

"All things are lawful unto me, but all things are not expedient: all things are lawful for me, but I will not be brought under the power of any." 1 Corinthians 6:12 kjv

Apostle Paul understood that faith in Jesus Christ and obedience to His will came with some serious company perks and benefits. Among these were to an ability to understand everything from a supernatural level and to be able to see or detect its spiritual origins. These simply means to be in a place of close fellowship with the Lord to where any and everything that you would ever consider doing would be perfectly legal according to the guidelines of the word of God. Thoughts od sinning are from you and therefore out of the question. But also understand that there things that are not sinful but addicting nothing the less. And what I mean by addicting I mean having the ability to consume more of your time, attention and affection the God. He goes on to say that he would not let anything overpower him or his will and place him at difference with the Lord.

In the case of where credit is concerned as I said before having a lot of credit is not a bad thing or a sin but becoming addicted to it can and here is why. There is no other feeling in the world like being approved for credit. Now I'm sure psychologists will tell you that it like unto some sort of adrenaline rush or a massive dopamine dump but the truth is it is one of the highest forms of acceptance and appreciation one can receive at the same time. It's like have a thousand people say to you we love and here is access to our bank accounts should you ever need some money for something all you have to do is pay us back in small increments monthly. Wow, if that's not the best kind of love and adoration I don't know what is. You see being given access to money is a big deal. It says a lot of things to our egos, physics all at the same time. Add to the feeling you get while waiting the sixty seconds to be approved for that American Express Credit card and you might as well have an IV of caffeine in your arm. What a feeling right when the little circle stops and the computer screen refreshes and you see the big bold black words "Congratulations You Have Been Approved."

To help my clients pull away from the credit Superbowl I often have to strip them of the stack of current cards they have and leave them with just one card. It's not until I can ween them that feeling they get every time they open their wallets or purse that says see you are love coming from a group of plastic cards ie Mammon. There is no other example of me proving that money is a spirit because it has a voice quite like using the example of how your credit cards talk to you and pump you up like the highest-paid hype man. Teaching my client that their addiction is part of a bigger problem possible stemming from a spirit of rejection and getting them the right type of counseling is the best way for me to truly help. If this is you please don't hesitate to contact me as soon as possible so that together we can stop mammon in his tracks.


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